Driver’s Seat
January 26th, 2012
For more information, or to find out how you might be able to benefit from the Making Home Affordable program, please visit www.MakingHomeAffordable.gov.
For more information, or to find out how you might be able to benefit from the Making Home Affordable program, please visit www.MakingHomeAffordable.gov.
In this webinar, you will learn how to write a simple but effective export plan for your business, featuring the new Small Business Administration’s Export Planning Tool. You will learn the framework for writing your export plan. You will understand the value of having a written export plan, the key sections of the plan and how to find the information to complete the plan. For more information, visit export.gov
Learn more: isagenix.com Learn how our simple system lets you earn an additional stream of income. We are redefining the network marketing industry. Now you can be a part of the company that rewards you for transforming lives!
www.themortgageadvantage.com It’s official. Our government is slowly killing the Arizona housing market. President Obama torpedoed the already distressed home financing industry by announcing the gradual raising of down payments to a minimum of 10% on conventional loans. He touted a 2009 survey by the Federal Reserve Bank of St. Louis that reported families who placed minimum down on their home purchases were more likely to default. Really? 2009 is eons ago in housing terms and those figures are probably reflective of the 100% loans offered from 2004 through 2007. But you would have to actually pay attention to today’s numbers to know families aren’t ‘Toughing it out’ in a house that has lost 50% (or more) of its value, no matter what they put down. In 2004 studies surfaced proclaiming 100 percent financing was hunky dory. At that time housing prices were increasing, the economy was swinging. What could possibly go wrong? Or maybe it was the same survey that reported the more paperwork you sign, the less likely you will foreclose. “Homes Are Now Difficult to Buy” incentive program, or HAND in keeping with the governments love of catchy acronyms, was joined by FHA’s broadcast of a second mortgage insurance premium (MIP) increase in six months to help shore up its reserves. Before September, the monthly MIP on a 0000 FHA loan was .66. After April it will be 1.67, that’s right, a 0.00 a month jump in payment. In the 30’s the government stepped in to save the …
Financial Crisis Inquiry Commission (FCIC) Report Angelides: “People Want To Know How This Happened and Why It Happened.” February 11, 2011 • 12:44 PM In his second interview with WNYC’s Brian Lehrer, cut short because of breaking developments in Egypt, FCIC head Phil Angelides continued to promote circulation of the FCIC’s Final Report (which continues to get scant coverage in the media), and called for more aggressive federal action to deal with the continuing foreclosure crisis. Asked about the coming second wave of foreclosures, Angelides said that what’s driving this is the high level of prolonged unemployment, and also the inability of homeowners to modify their mortgages. The complex securitization process makes it very hard to unwind these mortgages and establish ownership, Angelides said, adding, “we’ve created a very tangled web.” Saying that more aggressive federal action is needed, Angelides pointed out that in the 1930s, Franklin Roosevelt created a home-ownership assistance program, under which thousands of federal agents were sent out to help people negotiate with their banks. Angelides again urged people to go to the website, download the report, or purchase it from Public Affairs press or the GPO. “This is an important story: of what happened to this country, how we came to the verge of financial collapse, and hopefully there will be lessons learned here, so we do not repeat this… I think it shows there’s a tremendous hunger in this country still …
The Ellen DeGeneres Show will be airing a preview of the Wizarding World of Harry Potter as part of its tour of Universal Orlando; it will be shown on April 1st and 2nd. Ellen will get the chance to walk through the set of the park in its construction date on March 28, 2010, all of which will be recorded for the ABC episodes. Tickets are being given away for audience spots, which will reside on the Lagoon Stage out in CityWalk. For those in the Orlando area and interested in attending, head here to request tickets. We will have much more on the Harry Potter theme park look on the Ellen Show in early April. Southern Horizon Financial Group & Wendy Morris Realty are located just off Bayshore Blvd. in beautiful Downtown Tampa. We are a HUD (Government Approved) Mortgage Broker with access to over 100 different lenders and investors in all 50 States. With our state of the art Loan Search Engine capabilities, we can find the right programs for you (or your clients) at the lowest rates available. Whether you are buying for the first time, refinancing, or looking to invest in a Second Home or Investment Property, we will find the program that best fits your situation. In addition to our advanced mortgage services, we offer a number of Loss Mitigation Services through our sister company, Southern Horizon Solutions. We can help get your mortgage modified with more affordable terms through our Attorney Based Affiliate. They will have your best interests in mind if you wish to stay …
www.SoundDefaultSolutions The governments Making Home Affordable program for Loan Modifications (HAMP) was a complete mess for Seattle area homeowners. Who really does benefit from HAFA?
Flyer Live is a 30 second online commercial featuring your print artwork with a voice over and music. Email Soundstage10@hotmail.com to order.
This video talks about ways to stop foreclosure. Visit www.stopmyforeclosuremess.com for detailed information on guaranteed solutions for foreclosure.
It may be beneficial to move from a Chapter 7 to a Chapter 13 because there are programs available for persons filing Chapter 13 who are also behind in their mortgages. There are federal bankruptcy laws, state bankruptcy laws, and regional programs available to persons filing for bankruptcy. For example, the 11th Circuit, which includes Florida, Georgia and Alabama, has a program available to persons considering filing bankruptcy because they are behind in their first mortgage, second mortgage, or both mortgages.